Applying for auto insurance

• What do I need to know to fill out an insurance application?
• What is the impact of inaccuracies or omissions in applications for automobile insurance?
• Why is it important to pay premiums on time?
• What should I know about lapses in insurance coverage?
• What coverage is a must-have and what coverage is optional?

Establishing premiums

• What influences my premium?
• How can I get a premium discount?
• How do claims affect my premium?
• How do convictions affect my premium?
• How do deductibles on my vehicle coverages work?

If you have to make a claim

• What do I do if I'm in an accident?
• What should I know about filing a claim?
• Determining Fault. No-fault insurance: What's it all about?
• How do Accident Benefits coverages work?
• What happens when a vehicle is a 'total loss'?
• Why isn't my car always repaired with new parts?

After the claim

• Branding program: What happens if my vehicle is severely damaged?

Driving in the United States